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rent confidently with Safeco® renters insurance

protect what matters most in your home sweet rental home

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get your insurance quote today!

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your landlord covers the building—Safeco covers what goes inside

If you rent your living space, you may have wondered at some point, “What does renters insurance cover?” Or perhaps you’ve asked yourself, “Do I really need renters insurance?” And it’s true. Your landlord may already have insurance to take care of the place you call home, but what about all the things—and all the people—inside it that make it a home?

That’s where Safeco comes in. Whether you rent a house, an apartment, a condo, or some other place, a renters insurance policy from Safeco can help protect your personal property, your valuables, and your loved ones if and when the unexpected happens.

standard renters insurance coverages:

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personal property coverage

Protects your personal belongings from damage, theft, or loss whether you’re home or away

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liability coverage

Helps cover medical and legal fees if a guest gets hurt while visiting your living space

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living expenses coverage

Helps pay for living expenses if you’re forced to vacate your home after a covered loss

optional renters insurance coverages:

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identity recovery

Protects you and your family from identity theft, lost wages, and other expenses

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valuable articles

Covers valuable items, like jewelry, art, and antiques, if they’re damaged or stolen

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personal property replacement cost protection

Pays the actual cost to replace your covered personal belongings—regardless of condition

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how much renters insurance do you need?

A lot of that depends on you, your living situation, and the things you want to insure. Your landlord, for instance, may require you to have a certain amount of personal liability or property damage coverage in order to maintain your lease.

If you need help figuring out how much renters insurance coverage you need, talk to an independent Safeco agent today. Your agent will ask you some questions about your circumstances and the things you’d like to protect. Then, your agent will recommend the right amount of coverage for your needs.

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start protecting your belongings with a Safeco renters insurance quote

What’s the best and easiest way to find out what renters insurance can do for you? Get a free renters insurance quote from Safeco! Simply call Safeco today to speak with an independent agent. After a few questions, your agent will provide you with a detailed, no-obligation renters insurance quote that suits your requirements and your budget.

with Safeco, renters insurance is more affordable than you might think

Since your landlord’s insurance most likely covers the building you live in, you might be pleasantly surprised to learn just how little renters insurance costs. This is especially true when you combine your already-low rate with one or more of Safeco’s renters insurance discounts.

how to save on renters insurance with Safeco:

safety or security equipment discount

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Get discounted rates on your renters insurance when you have safety equipment installed, such as a fire or burglar alarm.

multiple policy discount

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Enroll in multiple Safeco insurance policies, such as car, motorcycle, or boat, for big savings on your renters insurance.

choose a higher deductible

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Select a higher deductible to get a lower monthly rate on your renters insurance policy.

pay your premium in full

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Take advantage of serious long-term savings when you pay your full premium, instead of paying month to month.

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rent with confidence. call this Safeco renters insurance phone number.

Have questions? Ready to get your no-obligation renters insurance quote? Talk with a licensed, independent Safeco agent today!

Phone icon Call 1-855-863-6688 FOR A FREE QUOTE.