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ride confidently with Safeco® motorcycle insurance

the road is yours, starting with your free quote

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get your motorcycle insurance quote today!

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your motorcycle insurance quote: confidence on two wheels

Freedom, independence, and confidence. Safeco understands that when it comes to taking a ride on your motorcycle, these three things go hand in hand. Before you pull back on that throttle, you need to know you’re protected. After all, you never know what may happen out on the open road.

Whether you ride a cruiser, a sport bike, or virtually anything else with two wheels and a motor, a motorcycle insurance quote from an independent Safeco agent can provide the coverage you need to start up your engine with confidence.

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how does motorcycle insurance work at Safeco?

No two motorcycles are alike, and the same goes for the people who ride them. That’s why Safeco doesn’t take a “one-size-fits-all” approach to motorcycle insurance.

Safeco’s licensed, independent agents work with you one on one to make sure you get an insurance policy that fits you, your bike, and your budget. And if you ever get in an accident, you can count on Safeco’s qualified claims agents to handle your claim quickly and professionally.

reliable coverage, wherever the ride takes you

Maybe you like taking your touring bike on long, cross-country trips. Maybe you use your scooter for the daily commute. Whatever you ride and wherever you ride it, with Safeco you’ll never need to worry about what your motorcycle insurance covers. Let an independent Safeco agent help you build a policy that’s every bit as custom and unique as your ride.

basic Safeco motorcycle insurance coverages:

first aid kit

bodily injury liability
coverage

Helps pay for hospital and medical bills if you injure someone else in an accident

Two people riding a motorcycle

guest passenger liability

Covers medical expenses for someone riding with you if they’re injured in an accident

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property damage
liability coverage

Protects you in the event you damage someone’s property in an at-fault accident

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custom parts & equipment

Includes up to $3,000 per bike in custom parts coverage with optional coverage up to $20,000

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OEM parts coverage

Replaces lost, stolen, or damaged parts with original equipment manufacturer parts

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gear replacement

Pays up to $1,000 per person per incident to replace your helmet, jacket, boots, and other safety gear

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new Harley-Davidson® replacement

Provides two-year replacement cost coverage for your new Harley-Davidson motorcycle

enhanced coverage options may include:

  • collision coverage
  • comprehensive coverage
  • medical payments
  • uninsured/underinsured motorist (UM/UIM)
  • roadside assistance*
  • trip interruption coverage

rev up your savings with Safeco motorcycle insurance discounts

If you’re wondering how much motorcycle insurance coverage costs, you might be surprised to find out just how inexpensive it can be with Safeco. And when you combine your already low rate with one or more of Safeco’s motorcycle insurance discounts, you may just want to pack your saddlebags and go for a road trip to celebrate.

Talk to an independent Safeco agent today to learn how much you could save.

how to save on motorcycle insurance with Safeco:

motorcycle safety course discount

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Complete a Motorcycle Safety Foundation–approved course to get discounted motorcycle insurance for up to three years.

riding club discount

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Get special savings when you join an approved riding club and keep your membership active.

safe rider discount

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Save year after year. The longer you go without a claim, the lower your premiums. Safeco will automatically adjust your rate when you renew your policy.

safe storage discount

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Store your motorcycle in a locked garage or other secure location to get a lower rate.

homeowners discount

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Cut some of the cost of your motorcycle insurance premiums when you own a home, townhouse, condo, or mobile home.

theft recovery and anti-lock brakes discount

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Lower your rates by purchasing a theft-recovery device or by installing anti-lock brakes on your bike.

advance shopper discount

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Get your motorcycle insurance quote one or more days before your policy goes into effect to get a discount. Buy eight or more days in advance for the biggest savings!

more ways to save on motorcycle insurance:

  • insure multiple motorcycles with Safeco
  • purchase home, auto, or another insurance product from Safeco
  • maintain your policy
  • pay your premium in full
  • make a claim-free renewal
  • choose a higher deductible
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call this Safeco motorcycle insurance phone number and get riding

Have questions? Ready to get your no-obligation motorcycle insurance quote? Talk with a licensed, independent Safeco agent today!

Phone icon Call 1-855-445-7405 for a free quote.