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buy confidently with a Safeco® insurance quote

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get your personalized insurance quote today

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expert advice, every step of the way

Shopping for an insurance policy online can be a little overwhelming. How do you know you’re really getting all the coverage you need at a reasonable premium? Fortunately, with a quote from an independent Safeco agent, you’ll know exactly what to expect.

When you request a quote from a Safeco agent, you can count on personalized help from an industry expert throughout the entire insurance quote process. Your agent will help you find the right coverage, with the right company, and at the right price, so you can choose your plan with confidence.

the Safeco insurance quote process:

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1. speak with an independent Safeco insurance agent

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2. answer some questions about your coverage needs

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3. get a detailed, personalized quote

an auto insurance quote loaded with all your options

Your car comes with options. Why choose an auto insurance policy that limits your choices?

Whether you’re looking for full coverage or the bare minimum your state requires, your Safeco agent will work with you to make sure your auto insurance quote contains all the coverages you need at a rate you can afford. This may include comprehensive, collision, bodily injury, and personal property protection.

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Safeco car insurance1

  • Accident forgiveness for some drivers
  • Optional Roadside Assistance* coverage
  • Diminishing deductibles with some policies
  • Optional rental car reimbursement

1See terms below.

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cover what matters most with a home insurance quote

Your home is so much more than four walls and a roof, so why go with a policy that only covers the frame of your house?

With Safeco, you can rest easy knowing your home insurance quote comes standard with home, personal property, personal liability, and additional living expenses coverage. From there, your independent Safeco agent will add any additional coverage options you may need, such as valuable articles or equipment breakdown.

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Safeco homeowners insurance2

  • Personal property coverage with every policy
  • Optional coverage for valuables
  • Additional Living Expenses coverage
  • Optional Equipment Breakdown Coverage for appliances

2See terms below.

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combine your insurance quotes and save

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Want to know how you can gain access to Safeco’s deepest insurance discounts? Bundle your home and auto insurance quotes using the Safeco Package! Not only could you save on your insurance premiums, but you could save yourself some valuable time too.

top 3 reasons why customers choose the Safeco Package

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1. cost-effective

Save up to 15 percent* when you combine your auto and home insurance quotes with the Safeco Package! If more than one of your properties are damaged in the same event, you may also benefit from the Single Loss Deductible.

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2. convenient

Never manage multiple insurance bills again! Bundling your policies with the Safeco Package allows you to combine your billing statements and align your policy renewal dates.

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3. comprehensive

Enhance your policies with optional coverages, such as Roadside Assistance* for your vehicle or Equipment Breakdown Coverage for your home. 24/7 claims service means you can get help if and when you need it.

Safeco insurance quote FAQs

Looking for answers to some of your insurance questions? You’re in the right place. If you don’t see your question here, simply call an independent Safeco agent today. Your agent will gladly answer any questions you may have.

how do I get an insurance quote?

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Easy! The first step is to talk to an agent licensed to sell insurance policies in your state. With Safeco, you’ll have the confidence of knowing your independent agent will provide you with a quote that offers all the coverage you need at an affordable rate.

what is the best time to get an insurance quote?

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For peace of mind, any time is a good time to buy insurance. But if you’re looking to switch insurance companies or policies, the best time to shop is usually about 30 to 45 days before your policy renews, after you receive notice of what your future rates will be. This is because your insurance agent may work with you to offer a more competitive rate, as well as discounts for purchasing your policy in advance.

will getting an insurance quote affect my credit score?

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Don’t worry. Inquiries added to your credit report by insurance companies aren’t shared with lenders, so they won’t affect your credit score or any lending applications you may have. Just like credit inquiries made for employment purposes or for preapproved credit offers, they only show up on your personal credit report.

can I get an auto insurance quote without a car?

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Some auto insurance companies may offer what’s called non-owner policies. Usually, you’ll need a non-owner auto insurance policy if your state requires one in order to get a driver’s license or you need your license reinstated after a suspension. The best way to find out whether you qualify for a non-owner policy is to speak with an agent licensed to sell auto insurance policies in your state.