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Safeco home insurance: coverage for the home that covers you
Safeco homeowners insurance coverage isn’t just about your house. It’s about what goes inside: your belongings, your memories, and most importantly, the people you care about. Everything that makes your house, well, a home. Talk to an independent Safeco agent today to start building your custom home insurance quote and learn how you can cover all the things that matter to you.
standard home insurance coverages*
home coverage
Helps repair or rebuild your home and other buildings on your property
personal property coverage
Protects your furniture, electronics, clothing, and more—at home or on the road
personal liability coverage
Covers costs if someone is injured on your property or you damage their property
additional living expenses
Helps pay for housing and other expenses while your home is being repaired or rebuilt
optional home insurance coverages*
identity recovery
Protects you and your family from identity theft, lost wages, and other expenses
valuable articles
Covers valuable items, like jewelry, art, and antiques, if they’re damaged or stolen
equipment breakdown
Replaces covered appliances, computers, water heaters, and more if they stop working
personal property replacement cost protection
Pays the actual cost to replace your covered personal belongings, regardless of condition
a Safeco home insurance quote as unique as you
No two homes are alike. No two families are alike. Let your independent Safeco agent help you find the right combination of coverage and value. Your agent will work with you one-on-one to provide you with a free, no-commitment-necessary insurance quote that fits your personal needs (and your budget), so you can make an informed decision if and when you’re ready to buy a policy.
what makes a Safeco homeowners policy different?
Some home insurance companies offer “bare bones” policies that only cover your house. This means you have to add extra coverage if you want to protect your furniture, your shed, or anything else on your property. At Safeco, all homeowners insurance policies come standard with protection not only for your home, but the things you keep in or around it.
And when you combine your homeowners coverage with another Safeco insurance policy using the Safeco Package, you can take advantage of the multiple-loss single deductible. For example, if your car, motorcycle, or boat are damaged in the same event as your house, you only have to pay one deductible!
- personal property coverage standard
- other structures coverage included
- multiple losses, one deductible with Safeco Package
Safeco homeowners insurance discounts and savings**
Your home may be your biggest investment, but that doesn’t mean you should have to pay through the nose to protect it. Safeco offers different ways for you to save on your homeowners insurance. Let your independent Safeco agent help you find all the discounts you may qualify for today!
how to save on homeowners insurance with Safeco:
the Safeco Package
multi-policy discount
new home discount
choose a higher deductible
pay your premium in full
Safeco homeowners insurance FAQs
Get answers to common questions about homeowners insurance here. Don’t see your question? Simply talk to a friendly, independent Safeco agent today. Your agent will help answer any and all questions you may have regarding policies, rates, and more!
what is homeowners insurance?
what does homeowners insurance cover?
when should I get homeowners insurance?
what’s the difference between hazard insurance and homeowners insurance?