Save With Safeco®
Boat/Watercraft Insurance
Safeco Insurance® Protects You and Your Watercraft
Since 1923, Safeco has been a top provider of many types of insurance. If you’re searching for affordable boat insurance with great customer service, you can count on Safeco. We're licensed agents who are authorized to quote and sell Safeco Insurance. Boat insurance from Safeco can include*:
Protects you if someone is hurt on your boat.
Safeco will insure your boat at a value on which you both agree.
Protects you in case you are hurt by an uninsured or underinsured boater.
Covers personal property like fishing poles for up to $750 with the option to purchase higher limits.
Water skis, chairs, anchors and more are covered for up to 10 percent of hull value or $100, whichever is greater.
Helps you pay costs resulting from fuel cleanup and wreckage removal.
Safeco boat insurance is designed to cover you and your boat for use within 75 miles of the U.S. or Canadian coastline.
Emergency towing and fuel delivery costs may be reimbursed through this coverage option.
If your boat is less than two years old and is destroyed, you can receive a similar model with this optional coverage.
This policy option covers your trailer and the car you use to tow it for up to $300.
(Policy terms and limits apply for each of the above coverages.)
Learn More About How Safeco Calculates Boat Insurance Premiums
Safeco uses a number of details to determine your boat insurance premium. Some of those deciding factors may include:
- Your Age
- Your Credit-Based Insurance Score
- Where You Dock or Store Your Boat
- Marital Status
- Length and Horsepower of Your Watercraft
Safeco considers this information as well as many other factors to deliver a personalized boat insurance quote.
(Not all factors can be used in all states; Safeco uses the factors allowed by your state law.)
Enjoy Smoother Sailing With Boat Insurance Discounts
If you'd like to save even more on your boat/watercraft insurance policy, check out the discounts Safeco has to offer:
- Safe boating discount (up to 15 percent)**
- Diesel fuel discount (up to 10 percent)**
- Safety course discount (up to 5 percent)**
- Multi-policy discount