Safeco Insurance - A Liberty Mutual Company

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Boat/Watercraft Insurance

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Safeco Insurance® Protects You and Your Watercraft

Since 1923, Safeco has been a top provider of many types of insurance. If you’re searching for affordable boat insurance with great customer service, you can count on Safeco. We're licensed agents who are authorized to quote and sell Safeco Insurance. Boat insurance from Safeco can include*:

Liability Coverage Learn More
Liability Coverage
Protects you if someone is hurt on your boat.
Physical Damage Coverage Learn More
Physical Damage Coverage
Safeco will insure your boat at a value on which you both agree.
Uninsured / Underinsured Watercraft Bodily Injury Coverage Learn More
Uninsured / Underinsured Watercraft Bodily Injury Coverage
Protects you in case you are hurt by an uninsured or underinsured boater.
Personal Effects Coverage Learn More
Personal Effects Coverage
Covers personal property like fishing poles for up to $750 with the option to purchase higher limits.
Unattached Equipment Coverage Learn More
Unattached Equipment Coverage
Water skis, chairs, anchors and more are covered for up to 10 percent of hull value or $100, whichever is greater.
Wreckage Removal Coverage Learn More
Wreckage Removal Coverage
Helps you pay costs resulting from fuel cleanup and wreckage removal.
Coastline Coverage Learn More
Coastline Coverage
Safeco boat insurance is designed to cover you and your boat for use within 75 miles of the U.S. or Canadian coastline.
On Water Assistance Coverage Learn More
On Water Assistance Coverage
Emergency towing and fuel delivery costs may be reimbursed through this coverage option.
New Boat Coverage Learn More
New Boat Coverage
If your boat is less than two years old and is destroyed, you can receive a similar model with this optional coverage.
Roadside Assistance Coverage Learn More
Roadside Assistance Coverage
This policy option covers your trailer and the car you use to tow it for up to $300.

(Policy terms and limits apply for each of the above coverages.)

Learn More About How Safeco Calculates Boat Insurance Premiums

Safeco uses a number of details to determine your boat insurance premium. Some of those deciding factors may include:

  • Your Age
  • Your Credit-Based Insurance Score
  • Where You Dock or Store Your Boat
  • Marital Status
  • Length and Horsepower of Your Watercraft

Safeco considers this information as well as many other factors to deliver a personalized boat insurance quote.
(Not all factors can be used in all states; Safeco uses the factors allowed by your state law.)

Enjoy Smoother Sailing With Boat Insurance Discounts

If you'd like to save even more on your boat/watercraft insurance policy, check out the discounts Safeco has to offer:

  • Safe boating discount (up to 15 percent)**
  • Diesel fuel discount (up to 10 percent)**
  • Safety course discount (up to 5 percent)**
  • Multi-policy discount

Get A Safeco Insurance Quote

Call 1-855-204-4050 TODAY

Click to Call Now! 1.855.204.4050